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Hard Money Lenders

Hard money lenders are very similar to private money lenders. Both can be effective solutions for funding your house flip, offering quick closings on rehab loans for real estate investors.

The primary difference between a hard money lender and a private money lender is the focus on the borrower’s ability to repay the loan or the lack thereof. Hard money lenders do not focus on the ability to repay the loan. Instead, they focus on the collateral that is backing the loan. In hard money lending situations, it is common for the real estate investor to offer additional collateral beyond just the property in question in order to gain the necessary funding.

Private money lenders differ from hard money lenders based on their focus on the borrower’s credit and their capacity to pay back the loan, in addition to the collateral.

Hard money lenders focus on the collateral as the method for payback if the borrower does not pay, while private money lenders see the collateral in the deal as a last step.

Rehab Financial Group is a private money lender that loans to real estate investors who are seeking to acquire and renovate residential investment properties.

We lend in CO, CT, DE, FL, MD, MA, NH, NJ, NY, NC, PA, RI, SC & VA.

Rehab Financial Group is run by an experienced and efficient team who are eager to help our clients move forward their rehab and real estate investment goals. Rehab Financial provides competitive rates, interest only payments and no prepayment penalties or fees.

Take the time to find out why successful real estate investors choose RFG as their only source for rehab funding and hard money.