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Hard Money Loans for Real Estate Investors

Financing for investors who are ready to do more.

RFG provides real estate investors with up to 100% project financing for both purchase and rehab costs, with flexible underwriting and a streamlined process.

Rehab Financial Group is a private hard money lender helping investors move quickly on good opportunities. We look at your entire deal, not just your application, and structure financing that works for your project.

Over $400M funded

Thousands of projects completed

18 lending states

In-house underwriting and servicing

Types of Real Estate Investment Loans

We offer hard money loans designed to fund as much of your project as possible, including both purchase and rehab. That means more flexibility and more capital available for your next deal.

100% Fix & Flip
Loans

Finance up to 100% of your purchase and rehab costs, so you’re not tying up your own cash at the start of a project. These loans are built for investors who want to move quickly and take on more opportunities.

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Ground Up
Construction Loans

For investors building from the ground up, we provide financing that aligns with construction timelines and project milestones. We provide investors with a clear path from initial funding through completion and into long-term financing if needed.

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Multi-family
Properties Loan

Hard money loans for 5-10 unit properties, whether you’re purchasing, rehabbing, or refinancing. We structure these loans around the value of the deal and your plan to improve it.

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A Simple Process

You won’t get passed around or stuck waiting on us to get back to you. Our in-house team works directly with you throughout the entire process, so your loan gets funded quickly and you’re always working with someone who knows your project.

Step 1: Tell Us About Your Project.

We review your property, numbers, and plan to understand the opportunity.

Step 2: Submit Your Application

A straightforward application with only the documents we actually need.

Step 3: Get Your Approval

Same-day decisions, with closings in as few as 5-10 business days.

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Why Real Estate Investors Work With Us

With over $400M funded across thousands of projects in 18 states, we’ve built our lending approach around what real estate investors actually need: flexible terms, responsive service, and capital that doesn’t tie up your resources.

Financing built around your deal

We look at the specifics of your project and structure the loan to match it. If the deal makes sense, we work with you to get it done.

Keep more cash on hand

With up to 100% financing for purchase and rehab, you’re not tying up your own capital on a single deal. That gives you more flexibility for reserves, unexpected costs, or your next project.

Work with our team of experts

You’re dealing with people who know your deal from start to finish. That means clearer communication, faster answers, and fewer surprises along the way.

New to Fix and Flip Investing?

If you’re newer to investing, we offer resources to help you understand how deals are structured, how financing works, and what to look for before you move forward. The goal is to help you avoid mistakes and make better decisions from the start.

Ready to Move on Your Next Deal?

If you have a deal in mind or just want to understand your options, we’re ready to talk it through with you.

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