Free House Flipping Profit Calculator

How much does it cost to flip a house?
Can I start flipping houses with no money down?
What is the potential profit on a fix-and-flip?

These are crucial questions every real estate investor, whether a seasoned house flipper or a first-time home buyer looking to enter the real estate market, needs answered before diving into a house flip. The key to a successful flip lies in understanding your house flipping cost breakdown. This means factoring in all project expenses, going beyond just the purchase price, closing costs, and rehab costs. Don’t forget to account for potential holding costs, such as property taxes, insurance, and utilities, which can significantly impact your profit margin. At RFG, we can help you better understand and anticipate the cost of flipping a house.

To accurately estimate your potential profit, you need to consider several key factors:

  • Purchase Price: This includes the cost of the property and land. Be sure to factor in any associated closing costs, such as title insurance and escrow fees.
  • Rehab Costs: Include all costs associated with renovating the property, including materials, labor, permits, and inspections.
  • Financing Costs: If you’re using a hard money loan or other financing, factor in the interest rate and loan terms. Use the house flipping calculator below to determine your monthly interest payments and total interest expense.
  • Holding Costs: These are the ongoing expenses associated with owning the property, such as property taxes, insurance, and utilities. Our fix-and-flip calculator allows you to input your estimated monthly expenses to get an accurate picture of your holding costs.
  • Cost of Sale: Don’t forget to include the costs associated with selling the property, such as realtor fees, staging costs, and closing costs.
  • After Repair Value (ARV): This is the estimated market value of the property after renovations are complete. Accurately estimating your ARV is crucial for determining your potential profit.

By carefully considering all of these factors and using our house flipping calculator, you’ll get a clear understanding of how much it would cost to flip a house, anticipated profit, and potential return on investment (ROI). This will help you make informed decisions and increase your chances of a successful fix-and-flip.

House Flipping Calculator

Purchase Price

How much you pay for a property. For single family and multi-family homes, the purchase price includes the property itself and the land the property is on.

$

Rehab Cost?

Costs associated with renovating the property.
Rehab costs should include both cost of materials and labor.

$

Interest Rate

The interest rate associated with borrowing money to fix and flip a property.

%

Anticipated Length of Project

The number of months you anticipate your house flip to take until complete.

months

Loan Amount

The amount of money you need to borrow from a lender to renovate the property.

$

Monthly Interest Payment

The amount you’ll pay in interest on your loan per month.

0

Monthly Property Taxes

The portion of the annual or semi-annual property taxes that accrue each month.

$50 $1,000
$

Monthly Insurance

The amount of property insurance due monthly. Note: House flippers typically need an unoccupied property insurance policy, which is different than a homeowner’s policy.

$20 $250
$

Monthly Utility Bills

Utility expenses like water, electric, gas, and oil, due monthly.

$50 $500
$

Other Monthly Expenses

Any other recurring monthly expenses you expect to incur throughout the project.

$0 $2,000
$

Cost of Sale

All of the fees associated with selling your rehabbed property, including realtor fees, marketing costs, closing costs, etc.

$5,000 $100,000
$

After Repair Value ?

$

Total Cost

0

Anticipated Profit

0

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