Skip to main content Scroll Top

100% Fix & Flip Premier Loan

Fix and Flip loans for 100% of the purchase price & rehab costs, up to 75% ARV
No Income Verification
No Down Payment
Rate: as low as 9.99% • Super-Fast Funding

This Fix-to-Flip loan is perfect for the flipper who has a good/excellent credit score of 650+.  The unique benefit of this product are with no down payment and no income verification you can get a home rehab loan for 100% of the purchase price and rehab costs, up to 75% of ARV, keeping as much cash in your pocket as possible!  Most other private lenders for real estate do not offer 100% financing home rehab loans.  It’s one of the most unique private lending products for real estate around.

DETAILS:

Term: 9-month loan with 3-month optional extension (extension fee applies).

Loan Amount: $100k – $1,250,000

Points: As low as 2.0%

No application fee

Same-Day Approval

Liquidity Requirements:
$15,000 or 25% of rehab budget, whichever is greater.  Plus closing costs. Contact us for more details.

FICO score 650 = 65% ARV
FICO score 700 = 70% ARV
75% ARV – Based on the Following Criteria:
  • 1 completed projected with RFG or 3 completed projects with another lender.
  • 1-4 residential units only
  • 700 FICO Score

ADDITIONAL INFORMATION:

Loan for 100% of purchase price and rehab funds, up to 75% of ARV

As low as 650 minimum FICO

No money down

Competitive rates

Interest-only payments

Financing delivered in 5 to 10 business days

No prepayment penalty

Ground Up options available

Documentation Checklist:

Completed Application (with releases)

Business entity documents that name the people authorized to sign for the entity

Fully executed (signed by buyer and seller) agreement of sale.

3 months most recent bank statements (business and personal)

Valid Government Issued Photo ID

Itemized list of repairs

Stated Income Loan

The Stated Income Loan provides funding for house flipping and is best for active investors looking to leverage 100% financing with competitive rates and minor documentation required. General contractors and first-time investors can also benefit from our short term stated income loans for flipping houses and real estate investment.

FEATURES

Term: 9 months, with an automatic  3-month extension with a 1% fee to 12 months.

Loan Amount: $100k – $1.25M

FICO: 650+

Property type: Single Family, 1-4 Units, Townhome, Condo

BENEFITS

Loan for 100% of purchase price and rehab funds, up to 75% of ARV

As low as 650 minimum FICO

No money down

Competitive rates

Interest-only payments

Financing delivered in 5 to 10 days

No prepayment penalty

Ground Up options available

FIND OUT IF YOU PREQUALIFY