Loan Terms

Loan Terms for Private Hard Money Loans/Rehab Loans

As your rehab lender and hard money lender, real estate investors and house flippers can concentrate on purchasing a property and avoid spending time worrying about how to fund them. Our rehab private hard money loans will allow you to purchase a property below market price and perform the necessary repairs to enhance the value and saleability of the property. We also offer transactional funding on a case-by-case basis. Let Rehab Financial Group be your real estate investment funding source.

Our terms for real estate investment funding below will be based upon the characteristics of the borrower and the term of the loan. Our basic terms on private hard money loans/rehab loans include:


100% of Purchase


Up to 70% (Based on After Repair Value) – On most loans we will fund 100% of the purchase and rehab costs up to 70% of the After Repair Value (ARV).


Alabama, California,  Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Montana, Minnesota, Mississippi, Missouri, North Carolina, New Hampshire, New Mexico, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia & Wisconsin.


8 month & 12 month options (18 month for ground up) – You must sell or refinance the property to pay off the loan

Credit Score

620 minimum – FICO scores below 620 will need a co-borrower or guarantor

Loan Size

$50,001 to $2,500,000 (1M)

Closing Costs

Additional closing costs are due at time of closing.

We’re Here to Help

Call us toll free at 610-890-8512 to speak with a lending specialist and discuss how we can help you reach your goals. By leveraging private hard money loans/rehab loans from Rehab Financial Group, real estate investors and house flippers are able to move quickly when they find a good deal.

We are always looking for ways to develop long term, strong relationships with our clients and partners. Let us know how our rehab loans/hard money loans can help you!

Looking for a step-by-step guide to the loan process? Click here.