Loan Terms

Loan Terms for Private Hard Money Loans/Rehab Loans

As your rehab lender and hard money lender, real estate investors and house flippers can concentrate on purchasing a property and avoid spending time worrying about how to fund them. This will allow you to purchase a property below market price and perform the necessary repairs to enhance the value and saleability of the property. We also offer transactional funding on a case-by-case basis. Let Rehab Financial Group be your funding source.

Our terms below will be based upon the characteristics of the borrower and the term of the loan. Our basic terms on private hard money loans/rehab loans include:

Repair Funds

Up to 100% of repair cost


As low as 2.0 points (paid at closing)

Interest Only

As low as 9.99% interest (payable monthly)


100% of Purchase


Up to 70% (Based on After Repair Value) – On most loans we will fund 100% of the purchase and rehab costs up to 70% of the After Repair Value (ARV).


Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia & Wisconsin.


4 month, 8 month & 12 month options* – You must sell or refinance the property to pay off the loan

Credit Score

620 minimum – FICO scores below 620 will need a co-borrower or guarantor

Loan Size

$50,001 to $1,000,000 (1M)

Closing Costs

Additional closing costs are due at time of closing.

We’re Here to Help

Call us toll free at 610-645-9939 to speak with a lending specialist and discuss how we can help you reach your goals. By leveraging private hard money loans/rehab loans from Rehab Financial Group, real estate investors and house flippers are able to move quickly when they find a good deal.

We are always looking for ways to develop long term, strong relationships with our clients and partners. Let us know how our rehab loans/hard money loans can help you!

Looking for a step-by-step guide to the loan process? Click here.