Find Out If You Prequalify

Rates as low as 2pts and 10.99% interest. Call us for even lower rates on larger loans!

How Rehab Loans Work

As a relationship rehab lender/hard money lender, it is our goal to be reliable and responsive to your needs. During our initial conversation, we will explain the process of a rehab loan and send you an application, if requested. Your first step would be to complete and send back our application along with the rehab loan application fee. You can also use our house flipping business plan template to help you get organized. Listed below are some of our criteria and information we require for approval of a rehab loan.

As part of the rehab loan process, we require:


Property Type

Residential, non-owner occupied 1-4 family residential investment properties located within our lending area: Colorado, Connecticut, Delaware, Florida, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina and Virginia only.

lien positions

First mortgage only

standard term

6-12 months

Rehab Funds

We lend 100% of the repair funds and 100% of the purchase price, up to 65% of the After Repair Value.

Release of Rehab Funds

Rehab funds are usually paid in one to three draws after verification of repairs, and mailed to you or wired directly to your account.


Paid at closing

Closing Costs

Paid at closing


Personal guarantee required 

Required documents

Completed Rehab Financial Group loan application & supporting documents, including, but not limited to: (i) Two years of federal tax returns (both personal & business) (ii) Three to six months most recent consecutive bank statements (both personal & business). 

loan documentation

Purchase Agreement Detailed Repair List itemizing cost Builders Risk or Liability Insurance prepaid for term of loan Inspection Report verifying work to be done and cost (obtained by RFG) “As-Is” and “After-Repair” value Ap

quick closings

Once a borrower has been approved, closings can be held within a few days of receipt of appraisal and inspection reports along with proof of payment.

Call us toll-free at (610) 645-9939 to speak with a lending specialist for additional information.

Find out if you prequalify