Hard Money Lender in Miami, FL
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

A zero-down fix-and-flip loan is the perfect solution for those looking to invest in properties they plan to renovate and sell for a profit. With RFG’s fix-and-flip loans in Miami, you can get the funds you need to purchase and renovate the property, and then repay the loan once you sell it. And, if you have an excellent credit score and a steady income, you may qualify for 100% of purchase and rehab funds, up to 75% of ARV. Plus, this option is available for mixed-use properties, making it an even more attractive opportunity for investors.

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Ground Up Construction

A bridge loan can be an effective alternative for financing 100% of your construction costs prior to transitioning into a long-term real estate investment loan. It’s a short-term financing solution that can help you bridge the gap between the initial construction phase and the long-term financing you need to turn your property into a successful investment. With flexible repayment terms and competitive interest rates, your best bet may be a bridge loan to finance your next Miami real estate investment projects.

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Multi-family & Mixed-use Properties

When it comes to purchasing or rehabilitating properties with 9+ units, it is important to consider hard money financing as an option. These properties can include commercial, residential, retail, office, or parking space which gives investors a range of possibilities to explore throughout Miami. Hard money lending can offer flexibility and speed that many traditional lenders cannot, making it a great option for those looking to invest in rental properties.

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30-Year Rental Property Refinance & Purchase

RFG’s 30-Year Fixed Rate loan is a popular choice among real estate investors seeking a reliable, long-term rental property loan option in Miami. This type of loan is designed to provide investors with an opportunity to streamline into a 30-year term Debt Service Coverage Ratio (DSCR) loan, which ensures that the investor has sufficient cash flow to meet their mortgage obligations and maintain the property.

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Apply Today and Close in as Quickly as 14 Days

RFG is the best choice for private money loans in Miami — get the money you need in half the time.

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Find Out If You Prequalify

As experienced real estate investment professionals, we understand that time is of the essence when it comes to securing financing for your projects. That’s why we’ve streamlined the prequalification process to just five minutes. By providing your contact information and answering five simple questions, you can determine if you prequalify for a rehab loan from Miami’s top hard money lenders.

LEARN HOW TO START FLIPPING HOUSES IN MIAMI WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

RFG’s approach to evaluating borrowers is quite different from that of traditional private money lenders in Miami. While other lenders stick to inflexible formulas when assessing a loan application, RFG takes a more holistic approach. As experts in real estate investment and rental property loans, we understand the complexities of these transactions. So we take the time to review an applicant’s full financial profile and use our knowledge and experience to make sound decisions that match their specific goals.

RFG wants to partner with YOU!

As a premier hard money lender in Miami, RFG has a proven track record of success in real estate investment loans. Our vast experience in funding private money loans has resulted in over $300M already funded on thousands of loans. We are proud to be the hard money lender of choice in Florida and in 39 states across the country, and we are confident that our services can help you make your mark in the Miami investment real estate market.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

As a trusted real estate investment funding company in Miami, we understand the importance of providing various financing options to our clients. Whether your partners require bridge financing, rental property loans, or fix-and-flip loans in Miami, RFG has them covered. Our Referral Partners program offers rewarding benefits to our valued partners who refer our services to others.

FIND OUT IF YOU PREQUALIFY