Hard Money Lender in Buffalo, NY
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

A fix-and-flip loan is a smart choice for home investors in Buffalo with good credit and steady earnings. Covering purchase and renovation costs, up to 75% of the property’s value after repair (ARV), this hard money loan applies to mixed-use properties too.

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Ground Up Construction

RFG is the choice for investors breaking ground on new construction in Buffalo. Our bridge loan covers early costs and extended payment periods, fully financing construction expenses before you transition to a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

RFG specializes in providing hard money financing in Buffalo for rental property investments, including multi-family and mixed-use properties with 9+ units. RFG finances the purchase and renovation of both residential and commercial spaces.

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30-Year Rental Property Refinance & Purchase

Savvy investors can benefit from RFG’s 30-Year Rental Property Loan in Buffalo, a fixed-rate option for stability. Or streamline financing with our DSCR loan, offering a 30-year term. It’s a hard money investment loan for enduring financial success.

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Apply Today and Close in as Quickly as 14 Days

RFG offers secure private money loans for Buffalo real estate investments. With this fast funding option, deals can close in just 14 days.

Tell us
your story.
Apply
in minutes.
Approved within
24 hours.

Find Out If You Prequalify

Home investors in Erie County can quickly prequalify for a rehab loan. By providing contact information and answering basic questions, we can gauge their eligibility. The top hard money lender in Buffalo offers loans to investors buying, refurbishing, and reselling properties.

LEARN HOW TO START FLIPPING HOUSES IN BUFFALO WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

Buffalo’s abundance of affordable properties provides ample opportunities for fix-and-flip projects. Unlike many private money lenders in New York, RFG employs a unique approach to rental property loan assessment. Instead of rigid criteria, we consider the borrower’s full financial profile. This comprehensive evaluation aligns the appropriate loan term with each specific Buffalo real estate investment goal, distinguishing RFG from competitors and providing tailored solutions for clients.

RFG wants to partner with YOU!

RFG is a top-tier hard money lender serving Buffalo, Amherst, Cheektowaga, Tonawanda, and West Seneca. We’ve successfully funded over $300M in private money loans in New York and 38 other states. Our commitment to helping you achieve success in real estate investment is unwavering. Trust RFG for the funding you need, offering comprehensive real estate investment loan solutions to make a significant market impact.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

Do you have partners needing a fix-and-flip loan or rental property loan in Buffalo? As a top real estate investment funding company in New York, RFG has a Referral Partners program that can help. Joining this program can lead to earning referral rewards.

For comprehensive info and current updates on Buffalo’s house flipping financing and real estate investment, join RFG’s mailing list.

FIND OUT IF YOU PREQUALIFY