Hard Money Lender in Des Moines, IA
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

With a solid credit score and steady income, home investors can qualify for a fix-and-flip loan in Des Moines. Our rehab loans provide 100% of purchase and rehab funds and can cover up to 75% of the after-repair value on mixed-use properties.

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Ground Up Construction

Specializing in ground-up construction projects in Des Moines, we offer a bridge loan to navigate the upfront costs. This loan allows clients to finance their entire construction before transitioning into a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

RFG finances rental property investment in Des Moines, offering hard money financing for multi-family and mixed-use rental properties. We cover the purchase and renovation of residential and commercial units.

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30-Year Rental Property Refinance & Purchase

RFG provides 30-year rental property loans for Des Moines real estate investors. This fixed-rate loan streamlines rental finance. Our DSCR Loan, also a 30-year term, prioritizes property cash flow over the borrower’s personal credit.

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Apply Today and Close in as Quickly as 14 Days

Private money loans from RFG are a sure way to secure funding for real estate investment in Des Moines, often closing in just 14 days.

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Find Out If You Prequalify

Just 5 minutes is all it takes to Prequalify with RFG!

As a top-rated hard money lender in Des Moines, we streamline prequalification for real estate and rehab loans. Just provide your contact details and answer five easy questions. We specialize in serving home investors for fix-and-flip projects. Our rehab loan options are tailored for buying, renovating, and selling properties in Polk County.

LEARN HOW TO START FLIPPING HOUSES IN DES MOINES WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

Our company uses a unique approach in evaluating borrowers for a rental property loan in Des Moines. Unlike other private money lenders in Iowa, rigid formulas don’t dictate loan approval. Instead, a complete financial review is conducted and common-sense underwriting is utilized. This assures perfect alignment between the loan term and borrower’s specific real estate investment goals.

RFG wants to partner with YOU!

As a leading hard money lender in Des Moines, specializing in private money loans, our assistance extends to West Des Moines, Ankeny, Urbandale, and Ames. With a track record of $300M funding in various loans across Iowa and 38 other states, our commitment is rooted in propelling real estate investors to succeed. Whether for individual projects or large developments, our real estate investment loan services provide trusted financial solutions.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE REFERRALS

As a premier real estate investment funding company in Des Moines, we’re proud to offer the RFG Referral Partners program. This initiative rewards those who refer partners in need of fix-and-flip loans or rental property loans. Joining this program ensures that you earn benefits for referrals while assisting your partners. Being among Iowa’s top private funding companies, we’re ready to support your partners’ success.
Join us at RFG for the latest on Des Moines house flipping financing and real estate investment. Our mailing list offers up-to-date, detailed information, helping you stay ahead in the market.

FIND OUT IF YOU PREQUALIFY