Rochester NY Hard Money Lender

Hard Money Lender in Rochester, NY
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

RFG offers a fix-and-flip loan in Rochester for home investors with strong credit scores and steady income. They can access 100% of purchase and rehab funds, covering up to 75% of after-repair value, even for mixed-use properties.

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Ground Up Construction

We provide new construction financing in Rochester through bridge loans. These loans address initial costs and manage long payment cycles, enabling full construction financing before transitioning to a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

RFG offers hard money financing in Rochester for rental property investment. Specializing in purchase and rehab financing for multi-family and mixed-use buildings with 9+ units, RFG is your trusted partner for a fruitful investment journey.

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30-Year Rental Property Refinance & Purchase

Our 30-year rental property loan is designed specifically for Rochester’s long-term rental property investors. This DSCR loan, unlike traditional mortgages, qualifies based on the cash flow the rental property generates.

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Apply Today and Close in as Quickly as 14 Days

For quick real estate investment funding, consider RFG’s private money loans in Rochester. Get approval and funds in just 14 days!

Tell us
your story.
Apply
in minutes.
Approved within
24 hours.

Find Out If You Prequalify

RFG is the leading hard money lender in Rochester. Home investors, let’s get started prequalifying for a rehab loan. After submitting your contact information and responses to five simple questions, we can assess your eligibility. RFG specializes in fix-and-flip loans to buy, renovate, and resell properties in Rochester.

LEARN HOW TO START FLIPPING HOUSES IN ROCHESTER WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

In evaluating borrowers for a rental property loan in Rochester, RFG takes a unique approach. Unlike many hard money lenders in New York who rely on rigid formulas, a thorough review of the borrower’s financial situation is performed instead. Using common-sense underwriting, borrower-specific real estate investment goals are matched with suitable loan terms. This method enables us to effectively cater to each borrower’s individual needs and investment opportunities.

RFG wants to partner with YOU!

We’re not just the top hard money lender in Rochester; RFG has funded over $300M via private money loans in New York and in 38 other states. We are committed to being the go-to source for real estate investment loan financing in Rochester and beyond.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

The top real estate investment funding company in Rochester is ready to provide your partners with fix-and-flip loans and rental property loans. The RFG Referral Partners program rewards you for client referrals who also need our financial solutions. Help your partners get onboard with one of New York’s premier investment funding firms, and reap the rewards.

Join our mailing list for comprehensive updates on house flipping financing in Rochester. We’ll help guide your investment journey.

FIND OUT IF YOU PREQUALIFY