Hard Money Lender in St. Paul, MN
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

A fix-and-flip loan in St. Paul is a great tool for home investors. It allows those with good credit and steady income to fully finance both purchase and rehabilitation of properties, providing up to 75% of the after-repair value (ARV).

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Ground Up Construction

Specializing in financing new construction projects, RFG offers bridge loans in St. Paul to cover immediate costs. This facilitates full funding of construction before transitioning into a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

RFG offers hard money financing for St. Paul rental property investment. We focus on multi-family and mixed-use properties with nine or more units. Our services include rehab financing for various types of spaces.

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30-Year Rental Property Refinance & Purchase

Our real estate investment funding company in St. Paul offers a 30-year rental property loan for investors. Our DSCR loan option streamlines rental property financing, aiding in achieving long-term investment success.

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Apply Today and Close in as Quickly as 14 Days

With RFG’s private money loans, real estate investment in St. Paul is seamless. A swift approval process allows for closings in as few as 14 days.

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Find Out If You Prequalify

Just 5 minutes is all it takes to Prequalify with RFG!

As a reputable hard money lender in Ramsey County, we provide fix-and-flip and rehab loans to home investors. These loans cater to those intending to acquire, renovate, and resell properties. The application process is quick and easy, with just five minutes needed for prequalification. As St. Paul’s top hard money lender, RFG is a trusted partner for investors seeking the right rehab loans to achieve their investment goals.

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Why Choose RFG?

RFG stands out among private money lenders in Minnesota due to its unique method of evaluating rental property loans. Rather than solely relying on rigid formulas for loan approvals, an all-encompassing review of the borrower’s financial situation is conducted. With the use of common-sense underwriting, we ensure the loan terms match each borrower’s specific real estate investment goals. This tailored approach has made RFG a preferred choice in St. Paul and beyond for those seeking suitable loans for their real estate ventures.

RFG wants to partner with YOU!

As a leading hard money lender in St. Paul, we help real estate investors by offering private money loans. With over $300M funded in loans, this service demonstrates our strong commitment and reliability. If a real estate investment loan is what you need, RFG can help with all your property investment needs.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE REFERRALS

As a leading real estate investment funding company, we specialize in fix-and-flip loans and rental property loans in St. Paul. Partners needing bridge financing can depend on our expertise. By participating in the RFG Referral Partners program, you can earn rewards for referrals. We provide prompt and professional financial service.
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FIND OUT IF YOU PREQUALIFY