Hard Money Lender in Montclair, NJ
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

Are you looking to flip properties in Montclair, NJ? Fix-and-flip loans from RFG might be the perfect financial vehicle for you. If you have an excellent credit score and a steady income, you can secure 100% of the purchase and rehab funds, up to 75% of the After Repair Value (ARV). This option even covers mixed-use properties, offering you a wide range of investment opportunities.

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Ground Up Construction

Embarking on a new construction project? We understand the challenges of upfront expenses and long payment cycles. That’s why our bridge loans in Montclair are designed to cover those initial costs, providing a solution for financing 100% of the construction expenses. It’s a perfect stepping stone towards a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

Experienced investors seeking financing for multi-family and mixed-use properties, look no further. Our tailored solutions are designed to meet your specific needs. Whether you require purchase or rehab financing for properties in Montclair with 9+ units or properties that combine commercial, residential, retail, office, or parking spaces, we’ve got you covered.

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30-Year Rental Property Refinance & Purchase

If you’re an investor looking for stability and long-term returns from rental properties, our 30-Year Fixed Rate loan is an excellent option. Streamline your finances into a 30-year term with our Debt Service Coverage Ratio (DSCR) loan in Montclair, ensuring a secure future for your investment.

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Apply Today and Close in as Quickly as 14 Days

RFG is the best choice for private money loans in Montclair, NJ — get the money you need in half the time.

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Find Out If You Prequalify

Discover if you prequalify for a real estate investment and rehab loan from Montclair’s top hard money lenders. It only takes five minutes of your time. Provide your contact information and answer a few simple questions. We’ll assess your eligibility hassle-free, getting you closer to achieving your investment goals.

LEARN HOW TO START FLIPPING HOUSES IN MONTCLAIR WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

At RFG, we take a comprehensive approach to evaluating borrowers. We understand that your goals are unique, and we strive to match you with the loan terms that best suit your needs. Unlike other private money lenders in Montclair who rely on rigid formulas, we review your full financial picture and apply common sense underwriting to make informed decisions.

RFG wants to partner with YOU!

Partner with RFG, the leading hard money lender in Montclair and across 39 states. With over $300 million funded on thousands of private money loans, we have the experience and expertise to help you succeed. Your success is our priority, and we are committed to making your mark in the world of real estate investment.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

As a top real estate investment funding company serving Montclair, we appreciate your referrals. If your partners are in need of bridge loans, rental property loans, or fix-and-flip loans in Montclair, refer them to us. Join our RFG Referral Partners program and reap the rewards for your valuable connections.

Sign up for RFG’s mailing list to receive in-depth information and stay updated on the latest insights about house flipping financing in Montclair. Join our community and gain the knowledge you need to thrive in the dynamic world of real estate investment. We’re here to support your journey towards success.

FIND OUT IF YOU PREQUALIFY