Hard Money Lender in Clifton, NJ
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

Ready to start a fix-and-flip? RFG offers hard money loans in Clifton, NJ. Designed for those with excellent credit and a steady income, this loan provides 100% of purchase and rehab funds, up to 75% of After Repair Value (ARV). Plus, it includes mixed-use properties, making it even more versatile.

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Ground Up Construction

Breaking ground on a new construction project in Clifton? A bridge loan covers upfront expenses and helps you navigate long payment cycles. This alternative financing option allows you to cover 100% of construction costs before transitioning into a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

For experienced real estate investors seeking financing for properties with 9+ units or a mix of commercial, residential, retail, office, or parking space, RFG provides hard money loans in Clifton, NJ. Rental property investors’ unique needs, we understand that — and are here to support their goals.

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30-Year Rental Property Refinance & Purchase

Investors looking for long-term stability will appreciate our 30-Year Fixed Rate loan in Clifton, NJ. This private hard money loan option streamlines your investment strategy by offering a 30-year term Debt Service Coverage Ratio (DSCR) loan for Clifton-area rental property purchase or refinance.

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Apply Today and Close in as Quickly as 14 Days

RFG is the best choice for private money loans in Clifton — get the money you need in half the time.

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Find Out If You Prequalify

Are you a home investor in need of a rehab loan? Clifton’s top hard money lenders. Prequalifying is a breeze and only takes five minutes. Simply provide your contact information and answer five questions to see if you qualify for a real estate investment and rehab loan. We make financing quick and easy.

LEARN HOW TO START FLIPPING HOUSES IN CLIFTON WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

Unlike other private money lenders in Clifton, RFG evaluates borrowers as a whole, considering your specific goals when matching you with the right loan. While others rely on rigid formulas, we take a common-sense approach, reviewing your full financial picture. Trust RFG’s thorough underwriting process for your real estate investment needs.

RFG wants to partner with YOU!

RFG is Clifton’s leading hard money lender, with over $300M funded on thousands of private money loans. Trusted by investors nationwide, we have become the lender of choice and across 39 states. Let us be a part of your success story and help you achieve your real estate investment dreams.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

As the premier real estate investment funding company in Clifton, we offer rental property loans, bridge financing, and fix-and-flip loans. And now, through our Referral Partners program, you can get rewarded for referring partners in need of these financing options. Join us and benefit from the RFG Referral Partners program.

FIND OUT IF YOU PREQUALIFY