Hard Money Lender in El Paso, TX
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

When it comes to transforming houses and turning them into profitable investments, RFG is your go-to financial solution in El Paso. Our fix-and-flip loan is designed for real estate investors with a strong credit score and a stable income. Unlock the potential to receive 100% of the funds needed for both the purchase and renovation, with a maximum of 75% of the After Repair Value (ARV). This exceptional opportunity also extends to mixed-use properties, providing flexibility and endless possibilities for your real estate ventures in El Paso.

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Ground Up Construction

Starting a new construction project in El Paso can be financially demanding, especially when dealing with extended payment cycles. That’s where our ground-up construction loan steps in as a game-changer. RFG’s bridge loans in El Paso cover the upfront expenses, allowing you to navigate through the initial stages seamlessly. With RFG’s alternative financing option, you can secure 100% of the construction costs, setting the stage for a successful transition into a long-term real estate investment loan, tailored to meet your specific needs.

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Multi-family & Mixed-use Properties

Experienced real estate investors seeking financing for El Paso rental properties composed of nine or more units, including commercial, residential, retail, office spaces, or parking lots, need look no further than RFG. Our innovative hard money loans in El Paso cater to the diverse needs of property investors. Whether you’re looking to purchase or renovate, RFG provides the necessary funds to make your multi-family or mixed-use property dreams a reality.

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30-Year Rental Property Refinance & Purchase

Streamline your rental property investments in El Paso with a 30-Year Fixed Rate loan. Tailored specifically for real estate investors, this opportunity allows you to consolidate your finances into a manageable 30-year term. Through our Debt Service Coverage Ratio (DSCR) loan, El Paso real estate investors can optimize rental property cash flow and enjoy the benefits of a fixed rate. With RFG, securing your rental property has never been easier or more convenient.

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Apply Today and Close in as Quickly as 14 Days

When it comes to private money loans in El Paso, RFG stands above the rest — get the money you need in half the time.

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Find Out If You Prequalify

Wondering if you prequalify for a rehab loan for an El Paso-area real estate investment? Discover the answer within just five minutes with RFG. Simply provide your contact information and answer five straightforward questions. The top hard money lenders in El Paso will then evaluate your eligibility for financing, ensuring you receive the support you need to pursue your real estate investment goals.


Why Choose RFG?

Embark on a rewarding journey in house flipping in El Paso with a top hard money lender’s exclusive guide, Flipping Houses 101. Learn valuable insights and industry secrets to make the most out of your real estate investments. With RFG as your trusted resource, you’ll have the tools and knowledge to navigate the world of El Paso house flipping successfully.

Unlike other private money lenders in El Paso, RFG takes a comprehensive approach when evaluating borrowers. We consider your unique goals and tailor a loan term that aligns with your specific needs. Instead of relying on rigid formulas, we review your complete financial situation and use a practical underwriting approach to make informed decisions. Choose RFG for a personalized lending experience that prioritizes your success.

RFG wants to partner with YOU!

With over $300 million funded on thousands of private money loans, RFG has established itself as the premier hard money lender in El Paso and 39 states across the country. Your achievements matter to us, and we are dedicated to helping you leave a lasting mark in the real estate investment industry. Partner with RFG today and open the door to the world of El Paso real estate investment.


Call to price a loan in minutes


Receive same day loan approval


Loans close in less than 14 days


Interest rates vary based on product


We personalize the terms for larger transactions


No complicated forms or unnecessary documentation


Interest-only payments and never a prepayment penalty


We fund loans with 100% of our own capital


If you know real estate investors in need of bridge financing, rental property loans, or fix-and-flip loans in El Paso, why not share the RFG advantage with them? Join our RFG Referral Partners program and receive rewards for your valuable referrals. Together, we can support others in their real estate investment endeavors and build a strong community of success.

Become part of RFG’s mailing list to receive exclusive insights, in-depth information, and the latest updates on house flipping financing in El Paso. Stay ahead of the curve and ensure you have access to the knowledge and resources needed to thrive in the dynamic world of real estate investment.