Hard Money Lender in Ellicott City, MD
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

Our fix-and-flip loans in Ellicott City are ideal for home investors with stellar credit scores and consistent incomes. These loans cover 100% of purchase and rehab costs, and up to 75% of the ARV (after-repair value), even on mixed-use properties.

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Ground Up Construction

RFG bolsters construction projects by covering initial expenses with bridge loans in Ellicott City, for new construction investors. We facilitate financing all construction costs prior to shifting into a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

RFG specializes in hard money financing for rental property investment in Ellicott City. We fund multi-family and mixed-use properties with 9+ units. Our services encompass purchase and rehab financing for a variety of properties.

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30-Year Rental Property Refinance & Purchase

The 30-year rental property loan is a reliable choice for savvy investors. This fixed-rate option streamlines rental property financing in Ellicott City. The DSCR loan also offers a 30-year term, securing long-term financial success.

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Apply Today and Close in as Quickly as 14 Days

Private money loans are a smart choice for real estate investment in Ellicott City, MD. These loans close swiftly, often within 14 days.

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24 hours.

Find Out If You Prequalify

Just 5 minutes is all it takes to Prequalify with RFG!

As a premier hard money lender in Ellicott City, our emphasis is on serving home investors. Prequalifying for a rehab loan takes just minutes by answering a few simple questions. See if you qualify for a rehab loan to buy, restore, and resell properties.

LEARN HOW TO START FLIPPING HOUSES IN ELLICOTT CITY WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

RFG brings an innovative approach to delivering rental property loans in Ellicott City. Setting itself apart from other private money lenders in Maryland, RFG doesn’t rely on rigid loan approval formulas. Instead, a comprehensive review of the borrower’s financial standing is conducted, ensuring an alignment with their specific real estate investment goals. By employing common-sense underwriting practices, RFG aims to provide more than just a loan approval service—we match each borrower with the right loan term for their needs.

RFG wants to partner with YOU!

As a leading hard money lender in Ellicott City, we specialize in granting private money loans for real estate projects and have funded over $300M across Maryland and 38 other states. Our dedication to backing real estate investments is clear. RFG stands as a reliable provider of real estate investment loans for clients striving to succeed in the market.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE REFERRALS

Our RFG Referral Partners program rewards associates needing a fix-and-flip loan or rental property loan in Ellicott City. As a top real estate investment funding company in Maryland, we extend these services across Howard County. Participation in our program allows partners to earn from referrals.
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FIND OUT IF YOU PREQUALIFY