Hard Money Lender in Miami Beach, FL
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

Unlock your dreams of profitable house flipping in Miami Beach with our exclusive premier financing option. Designed for real estate investors with exceptional credit and a steady income, this reliable loan covers 100% of your purchase and rehab costs, allowing you to maximize your profits by accessing up to 75% of the After Repair Value (ARV), including on mixed-use properties.

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Ground Up Construction

Start your new construction projects with confidence using our flexible bridge loan in Miami Beach, FL. This invaluable resource covers upfront expenses, empowering you to navigate lengthy payment cycles seamlessly. It serves as a lifeline, enabling you to finance 100% of your construction costs before transitioning into a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

Seasoned real estate investors seeking purchase and rehab financing for Miami Beach rental properties with nine or more units will discover the perfect solution in RFG. Our comprehensive financial support extends to properties that encompass commercial, residential, retail, office, or parking spaces—unlocking the full potential of your real estate portfolio.

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30-Year Rental Property Refinance & Purchase

Experience the stability and long-term benefits of our 30-Year Fixed Rate loan, expertly tailored for real estate investors like you. By seamlessly streamlining into a 30-year term Debt Service Coverage Ratio (DSCR) loan, Miami Beach real estate investors can ensure their rental properties generate consistent cash flow and contribute to their financial success.

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Apply Today and Close in as Quickly as 14 Days

RFG is your trusted partner for private money loans in Miami Beach — get the money you need in half the time.

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Find Out If You Prequalify

Invest just five minutes of your time to determine your prequalification status. Share your contact information and answer five simple questions, and Miami Beach’s top hard money lenders will swiftly assess your eligibility for a real estate investment and rehab loan. Take the first step toward realizing your goals today!

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Why Choose RFG?

At RFG, we go beyond mere numbers and formulas. We evaluate borrowers holistically, matching your unique goals with the perfect loan terms for you. Unlike other private money lenders in Miami Beach, we use a common-sense approach, thoroughly reviewing your complete financial situation before making a decision. Experience the RFG difference today.

As Miami Beach’s hard money lender of choice, RFG approaches borrower evaluation like an artisan crafting a mosaic masterpiece. Just as the artist meticulously selects each tile, RFG carefully examines every facet of your financial profile. We gather the snippets of your income stability, credit history, and real estate investment potential, placing them thoughtfully to create a cohesive picture of your borrowing capabilities.

RFG wants to partner with YOU!

With over $300 million funded across thousands of private money loans, RFG stands as the premier hard money lender in Florida and in 38 states nationwide. We are dedicated to your success, ready to assist you in making your mark in the real estate market.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

If your partners require bridge financing, rental property loans, or fix-and-flip loans in Miami Beach, our Referral Partners program rewards you for each successful recommendation. Help others achieve their dreams while enjoying the benefits of the RFG community.

Join our exclusive mailing list to receive valuable insights, in-depth information, and the latest updates on house flipping financing in Miami Beach, FL. Stay ahead of the curve and unlock the full potential of your real estate endeavors.

FIND OUT IF YOU PREQUALIFY