Hard Money Lender in Passaic, NJ
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

RFG’s offers fix-and-flip loans in Passaic. Crafted for investors with excellent credit scores and unwavering incomes, this loan gives you 100% of the purchase and rehab funds, and up to 75% of the After Repair Value (ARV), even on mixed-use properties.

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Ground Up Construction

Designed to tackle upfront expenses and protracted payment cycles on new construction in Passaic, RFG’s bridge loan paves the way for financing the complete construction costs, enabling a smooth transition to a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

RFG offers purchasing and rehab financing for seasoned investors. Our hard money loans in Passaic cover 9+ unit properties, spanning commercial, residential, retail, office, and parking spaces. We’re your trusted rental property investment partner in New Jersey.

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30-Year Rental Property Refinance & Purchase

Unlock the potential of rental property investments with RFG’s 30-Year Fixed Rate loan. Ideal for investors seeking the allure of a 30-year term Debt Service Coverage Ratio (DSCR) loan, we offer an opportunity to streamline your Passaic rental property funding.

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Apply Today and Close in as Quickly as 14 Days

RFG is the best choice for private money loans in Passaic—get the money you need in half the time.

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Find Out If You Prequalify

Discover the simplicity of prequalification in just five minutes. As Passaic’s leading private money lender, RFG offers real estate investment and rehab loans to home investors. By sharing a few details and answering five brief questions, you can determine your eligibility for a real estate investment loan from Passaic’s top hard money lenders.

LEARN HOW TO START FLIPPING HOUSES IN PASSAIC WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

RFG stands apart. Unlike other private money lenders that rely solely on rigid formulas, we evaluate borrowers holistically. Our approach involves aligning your unique aspirations with a tailor-made real estate investment or rental property loan in Passaic. With a focus on common-sense underwriting and comprehensive financial assessments, we make decisions that make sense.

RFG wants to partner with YOU!

RFG’s legacy shines bright, with over $300 million funded across thousands of private money loans. As Passaic’s preferred hard money lender and a reputable choice in 38 states nationwide, we’re invested in your success. Allow us to be your compass on the journey to prosperity with real estate investment.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

Participate in RFG’s Referral Partners program if you’re aware of partners seeking bridge financing, fix-and-flip loans, or rental property loans in Passaic. Your referrals can now earn you rewards from New Jersey ’s premier real estate investment funding company.

Stay updated and informed by joining our mailing list, your source for comprehensive insights and the latest developments in house-flipping financing.

FIND OUT IF YOU PREQUALIFY