Hard Money Lender in St. Petersburg, FL
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

Experience the ultimate renovate-and-sell mortgage designed for real estate investors with exceptional credit scores and stable incomes. The top hard money lender in St. Petersburg allows you to access up to 100% of the funds needed for purchase and repairs, covering a remarkable 75% of the After Repair Value. This solution even caters to mixed-use properties.

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Ground Up Construction

Start new construction projects in St. Petersburg with a bridge loan. This short-term financing option assists in managing upfront expenses during the construction phase, providing a smoother journey through extended payment cycles. It serves as an alternative to fully finance your construction costs before transitioning into a long-term real estate investment loan.

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Multi-family & Mixed-use Properties

Seasoned real estate investors seeking financing for St. Petersburg rental properties with nine or more units will find our solutions invaluable. Whether it’s a commercial, residential, retail, office, or parking space property, we’re here to support your purchase and renovation needs with flexible funding options.

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30-Year Rental Property Refinance & Purchase

Streamline your investments with our 30-Year Fixed Rate loan, perfectly tailored for real estate investors. Transition seamlessly into a long-term, manageable Debt Service Coverage Ratio (DSCR) loan, offering St. Petersburg real estate investors a comprehensive solution for rental properties.

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Apply Today and Close in as Quickly as 14 Days

RFG is the leading choice for private money loans in St. Petersburg — get the money you need in half the time.

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Find Out If You Prequalify

In just five minutes, determine if you prequalify for a real estate investment and rehab loan from the most reputable hard money lenders in St. Petersburg. Provide your contact details and answer five straightforward questions for a quick assessment.

LEARN HOW TO START FLIPPING HOUSES IN ST. PETERSBURG WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

RFG takes a comprehensive approach, evaluating borrowers holistically and aligning your unique goals with the perfect loan terms. Unlike other private money lenders in St. Petersburg who rely solely on rigid formulas, we utilize common sense underwriting and thoroughly review your financial circumstances to make informed decisions.

In the vast sea of St. Petersburg’s private money lenders, RFG acts as a compass guiding borrowers on their real estate investment careers. Instead of relying on static maps, we navigate through the dynamic terrain of your financial circumstances, using our expertise as a compass needle to point you toward the perfect loan terms. Trust us to chart your course to success.

RFG wants to partner with YOU!

Benefit from over $300M in funding across thousands of private money loans. RFG stands as the most trusted hard money lender in St. Petersburg and 39 other states nationwide. Your success is our success, and we’re dedicated to helping you achieve greatness.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

If your partners require bridge financing, renovate-and-sell mortgages, or rental property loans in St. Petersburg, our hard money lending Referral Partners program rewards you for every successful referral.

Stay up-to-date with the latest information on securing financing for house flipping in St. Petersburg by joining RFG’s mailing list. Gain exclusive insights and valuable updates on this exciting investment opportunity.

FIND OUT IF YOU PREQUALIFY