Hard Money Lender in Birmingham, AL
Fix & Flip Loans, Rental Property Loans & Rehab Loans
Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™
RFG Offers a Wide Variety of Loans for Your Investment Needs.
100% Fix & Flip Premier
With a robust credit score and steady income, home investors can qualify for RFG’s fix-and-flip loan in Birmingham. This hard money loan covers 100% of the purchase and rehabilitation costs, up to 75% of ARV, even for mixed-use properties.
Ground Up Construction
RFG offers bridge loans in Birmingham for new construction projects, which help handle upfront costs and long payment cycles. After fully covering construction costs, clients can smoothly transition to a long-term real estate investment loan.
Multi-family & Mixed-use Properties
Looking for hard money financing in Birmingham for a rental property investment? We offer purchase and rehab financing for multi-family and mixed-use properties. Traditional lenders might shy away from financing properties in need of work, but we don’t!
30-Year Rental Property Refinance & Purchase
We provide a 30-year rental property loan for Birmingham investors. This fixed-rate DSCR loan simplifies rental property financing. Rather than relying on personal income and credit, it focuses on the property’s cash flow.
Apply Today and Close in as Quickly as 14 Days
RFG’s private money loans offer quick real estate investment funding in Birmingham. Get approval in as little as 14 days!
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Find Out If You Prequalify
As a top hard money lender in Alabama, RFG can quickly prequalify you for a rehab loan. Just share your contact details and answer some questions. RFG specializes in fix-and-flip loans and rehab loans for home investors. These solutions are ideal for those purchasing, renovating, and reselling properties in Birmingham, helping them reach their investment goals efficiently.
LEARN HOW TO START FLIPPING HOUSES IN BIRMINGHAM WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101
Why Choose RFG?
RFG offers a unique method to evaluate borrowers for rental property loans in Birmingham. We set ourselves apart from other private money lenders in Alabama by not relying on strict formulas for loan approval. Instead, we conduct a comprehensive review of the client’s complete financial situation, using common-sense underwriting. This ensures the client’s real estate investment goals are perfectly aligned with the right loan term, providing tailored solutions to meet individual needs.
RFG wants to partner with YOU!
We’re one of the top hard money lenders in Birmingham with private money loans that cater to your real estate investment needs. RFG has funded over $300M in private money loans in Alabama and 38 other states. We’ve got the real estate investment loan you need to navigate the path to success in the vibrant real estate market. Let’s partner up.
WE LOVE REFERRALS
As a reputable real estate investment funding company, we can offer our services to your partners, including fix-and-flip loans and rental property loans in Birmingham. The RFG Referral Partners program provides generous rewards for referrals from your partners across Alabama. Everybody wins!
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