Hard Money Lender in Charlotte
Fix & Flip Loans, Rental Property Loans & Rehab Loans
Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™
100% Fix & Flip Premier
If you’re looking to invest in the real estate market or trying to flip a property in Charlotte, a fix-and-flip loan from RFG could be an ideal financing option for you. With an excellent credit score and a steady income, you can easily secure this type of loan. It not only covers the purchase price but also the rehab costs, giving you the necessary funds to renovate the property. Moreover, this option allows you to get up to 75% of the After Repair Value, providing you with adequate leverage to get the most out of your investment. This loan is also eligible for mixed-use properties.
Ground Up Construction
When it comes to financing construction costs before transitioning into a long-term real estate investment loan in Charlotte, a bridge loan is a reliable option. This type of short-term loan can provide the necessary funds to cover the expenses of a construction project while the long-term financing is still being worked out. Bridge loans have a higher interest rate than traditional loans, but they can be a great alternative for those who need immediate funding without sacrificing their long-term investment plans.
Multi-family & Mixed-use Properties
Obtaining financing for rental property investment properties in Charlotte can be challenging. But hard money loans from RFG can be a great option for experienced investors who seek purchase and/or rehab financing for rental properties with 9+ units, or that can include commercial, residential, retail, office, or parking space. With hard money loans, Charlotte investors can secure the financing they need to take their investments to the next level.
30-Year Rental Property Refinance & Purchase
The 30-Year Fixed Rate loan is an ideal option for astute investors seeking a practical and time-tested solution to finance rental properties in Charlotte. This type of loan offers a fixed rate of interest that remains stable throughout the entire loan term, providing investors with reliable and predictable monthly payments. Moreover, the Debt Service Coverage Ratio (DSCR) loan ensures that investors can easily meet their monthly mortgage obligations without having to worry about any financial strains.
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RFG is the best choice for private money loans in Charlotte — get the money you need in half the time.
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Find Out If You Prequalify
Securing a real estate investment and rehab loan is easier than you may think. With just five minutes of your time, you can prequalify for a loan from Charlotte’s top hard money lender. We specialize in providing rehab loans, ensuring that home investors have the financing needed to pursue their real estate investment goals.
LEARN HOW TO START FLIPPING HOUSES IN CHARLOTTE
WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101
Why Choose RFG?
Private money lenders in Charlotte often have strict formulas when it comes to approving or denying loan requests for real estate investments and rental property loans. However, RFG takes a different approach. We evaluate borrowers as a whole, taking into account their specific goals and reviewing their complete financial picture. This allows us to provide personalized underwriting decisions that are tailored to each borrower’s unique needs.
RFG wants to partner with YOU!
With over $300M funded on thousands of private money loans, RFG has become a leading hard money lender in North Carolina and 39 other states. Our expertise in private money real estate investment loans makes us the preferred choice for Charlotte investors looking for quick and reliable financing. We are committed to helping our clients succeed, and we work hard to ensure that our lending process is smooth and stress-free.
WE LOVE REFERRALS
As a leading real estate investment funding company in Charlotte, we understand that your partners may have varying needs when it comes to financing their properties. That’s why we offer a range of options including bridge financing, fix-and-flip loans, and rental property loans. With our RFG Referral Partners program, you can not only provide your partners with the funding they need but also get rewarded for your referrals.