Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

Hard Money Lender in Covington, KY
Fix & Flip Loans, Rental Property Loans & Rehab Loans

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

RFG is your real estate investment financing partner in Covington! If you have an excellent credit score and a consistent income, our fix-and-flip loan is tailored to your needs. Secure 100% of the funds required for purchase and rehab, covering up to 75% of the After Repair Value (ARV). This fix-and-flip loan extends to Covington mixed-use properties.

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Ground Up Construction

Navigate new construction in Covington using our bridge loan, an effective solution for tackling upfront expenses. Whether it’s commercial, residential, retail, or office spaces, this alternative financing method empowers you to fully fund your construction costs, creating a seamless transition to a long-term real estate investment loan from RFG.

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Multi-family & Mixed-use Properties

Attention experienced home investors in Covington! Unlock the potential of properties with 9+ units or those encompassing commercial, residential, retail, office, or parking space components. RFG specializes in hard money loan solutions, ensuring that your Covington real estate investments are backed by prodigious wealth and expertise.

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30-Year Rental Property Refinance & Purchase

Covington real estate investors, get ready! The 30-Year Fixed Rate loan from RFG is your gateway to streamlined transitions into a long-term Debt Service Coverage Ratio (DSCR) loan for rental properties. Your real estate investments can flourish when you take advantage of our financial backing and industry expertise.

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Apply Today and Close in as Quickly as 14 Days

RFG is the best choice for private money loans in Covington—get the money you need in half the time.

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Find Out If You Prequalify

Calling all prospective home investors in Covington! A mere five minutes is all you need to prequalify. Provide your contact information and respond to five straightforward questions to determine if you qualify for a real estate investment and rehab loan from Covington’s premier hard money lenders.

LEARN HOW TO START FLIPPING HOUSES IN COVINGTON WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

Unlike other private money lenders in Kentucky, RFG takes a holistic approach. We align your unique goals with the ideal loan term. While others rely on fixed formulas, our decision-making is guided by common sense underwriting. Your comprehensive financial situation matters to us, making RFG the intelligent choice for real estate investment funding in Covington.

RFG wants to partner with YOU!

With over $300 million funded across thousands of private money loans, RFG is Covington’s top hard money lender. Partner with us to pave your path to success and leave a lasting mark on the Kentucky real estate market.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

Do your associates require bridge financing, fix-and-flip loans, or rental property funding in Covington? Our RFG Referral Partners program rewards you for your referrals.

Stay informed by joining RFG’s mailing list, granting you access to comprehensive insights and the latest updates on Covington’s dynamic house-flipping financing landscape. Your journey to success begins with RFG.

FIND OUT IF YOU PREQUALIFY