Hard Money Lender in Houston
Fix & Flip Loans, Rental Property Loans & Rehab Loans

When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

If you are looking for a fix-and-flip loan in Houston, then you have come to the right place. Our loan program is specifically designed for those who have an excellent credit score and steady income. With our program, you can get 100% of purchase and rehab funds, up to 75% of ARV. What’s more, we also provide financing for mixed-use properties. So, whether you are looking to renovate a single-family home or a commercial property, we have got you covered.

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Ground Up Construction

If you’re looking for an alternative way to finance 100% of your construction costs prior to transitioning into a long-term real estate investment loan, a bridge loan may be the solution for your next new construction project in Houston. A bridge loan is a short-term financing option that can provide funding for construction projects and other real estate investments. With a bridge loan, you can secure the funds to get your project started.

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Multi-family & Mixed-use Properties

If you’re an experienced real estate investor looking for rental property investment opportunities, you know that securing financing can be a challenge. Especially if you’re interested in purchasing or rehabbing multi-use and multi-family properties with 9 or more units. As the top hard money lender in Houston, RFG provides fast and flexible financing options for investors who need to move quickly.

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30-Year Rental Property Refinance & Purchase

The 30-Year Fixed Rate loan is an excellent option for those looking to invest in rental properties in Houston. This rental property loan allows investors to streamline their payments into a manageable 30-year term. Additionally, the Debt Service Coverage Ratio (DSCR) loan is a fantastic option for those who want to maintain a positive cash flow while still investing in properties that will generate long-term income.

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Apply Today and Close in as Quickly as 14 Days

RFG is the best choice for private money loans in Houston — get the money you need in half the time.

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Find Out If You Prequalify

Just 5 minutes is all it takes to Prequalify with RFG!

Home investors looking to secure a rehab loan from a reputable hard money lender in Houston need not look any further. In just five minutes, you can prequalify for the loan you need to make your investment dreams a reality. By providing your contact information and answering five simple questions, you’ll be able to determine if you meet the requirements for the loan. Our team of hard money lenders is committed to helping our clients achieve their real estate investment goals.

LEARN HOW TO START FLIPPING HOUSES IN HOUSTON WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

We understand that every borrower is unique, and that’s why we take a holistic approach to evaluating our clients. Unlike other private money lenders in Houston who rely on rigid formulas to approve or deny loans, we consider your specific goals and match you with a loan that’s tailored to your needs. Whether you’re looking for a rehab loan or a rental property loan in the Houston area, we review your full financial picture and use common sense underwriting to make the best decision possible for you. Trust us to provide you with personalized solutions that prioritize your success.

RFG wants to partner with YOU!

At RFG, we take great pride in being the hard money lender of choice for real estate investors in Houston and across 39 states. Our commitment to funding private money loans has enabled us to help countless individuals achieve their financial goals. Whether you’re in need of a real estate investment loan or looking for a bridge loan to help finance your next big new construction project, we can help you make your mark. With over $300M funded, you can trust in our expertise and experience. Contact us today to learn more about how we can support your success.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE REFERRALS

The RFG Referral Partners program is an excellent opportunity for individuals looking to earn rewards by referring their partners to a reliable real estate investment funding company serving Houston. Whether your partners require bridge financing, fix-and-flip loans, or rental property loans, RFG is equipped to provide them with tailor-made solutions that fit their needs. With this program, you can leverage your professional connections and earn rewards while helping your partners obtain the funding they need to succeed in their real estate ventures.

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FIND OUT IF YOU PREQUALIFY