Hard Money Lender in Memphis, TN
Fix & Flip Loans, Rental Property Loans & Rehab Loans

Your Premier Source for 100% Financing
When Other Lenders Won’t, RFG Will!™

RFG Offers a Wide Variety of Loans for Your Investment Needs.

100% Fix & Flip Premier

Unlock the potential of your fix-and-flip project in Memphis with rehab loans for real estate investors who boast a stellar credit score and enjoy a stable income. Access up to 100% of the funds needed for purchasing and doing rehab on properties, reaching a maximum of 75% of the after repair value (ARV). This offering even extends to encompass versatile mixed-use properties.

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Ground Up Construction

Launch your next new construction project in Memphis with a bridge loan from RFG. This flexible solution caters to real estate investors seeking upfront financial support for new projects. Seamlessly navigate lengthy payment cycles and secure financing for 100% of the construction costs before transitioning into a long-term investment loan. An ideal choice for turning your vision into reality in Memphis’s thriving real estate market.

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Multi-family & Mixed-use Properties

Seasoned real estate investors searching for purchase or rehab financing for Memphis rental properties featuring nine or more units will find their match with us. Our funding options extend to versatile properties encompassing commercial, residential, retail, office spaces, or parking areas. Explore the potential of Memphis’s diverse real estate landscape with our cooperative approach tailored to meet your investment needs.

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30-Year Rental Property Refinance & Purchase

Real estate investors seeking long-term stability can streamline their ventures with our 30-Year Fixed Rate loan option. Transition seamlessly into a Debt Service Coverage Ratio (DSCR) loan specially designed for rental properties. Discover the opportunity to secure favorable rates and terms that align with your goals, paving the way for successful real estate investments in Memphis, TN.

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Apply Today and Close in as Quickly as 14 Days

Experience the most efficient private money lending process in Memphis — get the money you need in half the time.

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Find Out If You Prequalify

Unlock the potential for real estate investments and rehab projects by prequalifying with RFG, the leading hard money lenders in Memphis. In just five minutes, provide your contact information and answer five simple questions to determine your eligibility for our tailored financing solutions.

LEARN HOW TO START FLIPPING HOUSES IN MEMPHIS WITH OUR EXCLUSIVE GUIDE – FLIPPING HOUSES 101

Why Choose RFG?

Delve into the world of house flipping in Memphis with our exclusive guide, Flipping Houses 101. Uncover the secrets of this lucrative venture and gain the knowledge to kickstart your trek toward success in Memphis real estate investment.

Unlike other private money lenders in Memphis, RFG takes a comprehensive approach to evaluating borrowers. We strive to align your unique goals with the most suitable loan terms, setting us apart from rigid lending formulas. By assessing your entire financial situation and employing practical underwriting principles, we ensure that you receive the optimal financing solution.

RFG wants to partner with YOU!

As the preferred hard money lender in Memphis and across 39 states, RFG has funded over $300 million in private money loans. Your triumph is our priority, and we are committed to helping you achieve greatness in your real estate ventures. Let us be your trusted partner on this exciting journey.

INSTANT INFORMATION

Call to price a loan in minutes

PERSONALIZED SERVICE

Receive same day loan approval

FAST CLOSING

Loans close in less than 14 days

COMPETITIVE RATES

Interest rates vary based on product

FLEXIBLE TERMS

We personalize the terms for larger transactions

EASY APPLICATION

No complicated forms or unnecessary documentation

FAIR FIX-TO-FLIP LOANS

Interest-only payments and never a prepayment penalty

TRANSPARENT LENDER

We fund loans with 100% of our own capital

WE LOVE REFERRALS

If your partners require bridge loans, fix-and-flip loans, or rental property loans in Memphis, our RFG Referral Partners program rewards you for recommending our services. Your success and satisfaction drive us to continuously deliver exceptional lending solutions.

Stay up-to-date with the latest insights on house flipping financing in Memphis by joining RFG’s mailing list. Gain access to in-depth information and exclusive updates that will empower you to make informed decisions and capitalize on opportunities in Memphis’s dynamic real estate investment market.

FIND OUT IF YOU PREQUALIFY